OUR VISION
To be a leading financial supporter for the employees of Government, Public Corporations, Statutory Institutions and Members of the three Forces.
OUR MISSION
To contribute in creating a contented Public Service by releasing Employees of Government, Public Corporations, Statutory Institutions and Members of the three Forces from indebtedness.
OUR OBJECTIVE
To relieve Indebtedness of Employees of the Government, Public Corporations, Statutory Institutions and Members of the three Forces, by providing short term loans without delay on concessionary interest rates under easy terms.
OFFICE COMPLEX
Lady Lochore Loan Fund Office is housed in the 3rd floor of a three-storied building constructed utilizing the finances of the Fund.The extent of the land is 01 rood and it was provided by the Government on a99 years lease. The unused space of the building has been rented out to the following institution:-
Ceylon Electricity Board, Co-operative Commission, Lake House Book Shop, AJS Associates (Tax Consultants) and PERC of the Ministry of Finance. The basement is exclusively for parking vehicles belonging to the Fund and tenants. It has an official bungalow for the Chairman / Managing Trustee in the 3rd floor as well.
MANAGEMENT OF THE FUND
The Fund is managed by the Chairman / Managing Trustee assisted by a Board of Trustees.The President, a representative of the Ministry of Finance presides the Board Meetings.
Following are the functions :-
• Granting loans to Public and Semi-Government sector employees who are in debt and distress.
• Purchases – Fixed / Moveable property and sell same to makeprofit.
• Mortgage and exchange of property.
• Any action to assist the official function of the Board.
CHAIRMAN / MANAGING TRUSTEE
Chairman / Managing Trustee is incharge of administration and management of the Fund.
The Financial Year is from January to December of each year. The total cadre of staff of the LLLF iscurrently 47 including Minor, Middle, Junior and Senior Management staff.
Board of Trustees
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| Mr. P.R.K. Senanayake | Ms. Ayanthi De Silva | Mrs. Inoka Lankathilake | ||
| Board President | Managing Trustee | Trustee | ||
| Tel: +94761567777 / +94112324044 |
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| Fax: +94112331588 | ||||
| Email: lady.lochore@gmail.com |
Organization Structure
Staff Officers
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| Mr. P.H.L.J. Silva | Mrs. K.S.M.P. Haputhanthri | Mrs. U. Ramani Dhammika | ||
| Accountant | Administrative Officer | Internal Audit Officer | ||
| Tel : 011-2449175 / 0777615768 |
Tel : 011-2449175 / 0743716128 |
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| Mrs. D.S. Tekla | Mrs. K.A. Pathma Jayanthi | Mr. M.M. Thaksara Malshan | ||
| Loan Recovery Officer | Loan Supervisory Officer | Information Technology |
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| Tel: 011-2431338 | Officer | |||
ISSUING OF LOANS
| 2016 | 2017 | 2018 | ||||
| Loan Category | Number | Amount (RS) | Number | Amount (RS) | Number | Amount (RS) |
| RS. 300,000 | - | - | - | - | 40 | 12,000,000 |
| RS. 250,000 | 36 | 9,000,000 | 78 | 19,500,000 | 138 | 34,500,000 |
| RS. 100,000 | 2,347 | 234,700,000 | 2985 | 298,500,000 | 2,710 | 271,000,000 |
| RS. 50,000 | 1,103 | 55,150,000 | 866 | 43,300,000 | 686 | 34,300,000 |
| RS. 40,000 | 82 | 3,280,000 | 65 | 2,600,000 | 36 | 1,440,000 |
| RS. 30,000 | 71 | 2,130,000 | 46 | 1,380,000 | 21 | 630,000 |
| RS. 20,000 | 37 | 740,000 | 22 | 440,000 | 5 | 100,000 |
| TOTAL | 3,676 | 305,000,000 | 4,062 | 365,720,000 | 3,636 | 353,970,000 |
INCOME
The annual income consists of accured interest on loans, rental income of excess building space rented and the interest drived from fixed deposits. The income derived in 2016,2017 & 2018 is as follows:
| 2016 | 2017 | 2018 | |
| Loan Interest | 57,551,633 | 64,591,914 | 70,743,022 |
| Rental of the building space | 13,368,568 | 17,507,790 | 16,592,790 |
| Investment Income | 7,057,766 | 10,644,727 | 11,391,223 |
| Other Income | 3,667,739 | 4,996,274 | 3,547,090 |
| TOTAL | 81,645,706 | 97,740,705 | 102,274,125 |
